It was just few days ago when we stepped into a new year, and it’s the best time to start managing all of your expenses and saving up for this year. Savings accounts are one of the best ways for people to set aside their extra cash. A good savings account keeps your money safe and also pays interest, which can help your balance grow over time. The best way to ensure that you secure and build wealth, and avoid debt is to plan and save as much money as possible for both future needs and desires. Some financial experts...

In the past years, the concept of ipon challenge has become widely popular in the country, and it has been proven more effective to some Filipinos. The ipon challenge becomes Filipinos’ another way of saving money because it makes the normally frustrating task of setting money aside more fun, making us become more responsible and conscious with our expenses.   Photo from Great Performers Academy   To help you start your own ipon challenge, here are a few ideas that you can try for your ipon journey:   The Monthly Ipon Challenge The Monthly Ipon Challenge can be converted into...

  The year 2020 is set to come to its end as December is fast approaching, and we all know what this means — your much-awaited 13th month salary is also coming. But before you proceed to buying random stuff and other expensive purchases, you might want to consider this read that will give you options on where you can spend your 13th month pay wisely and not just squander it. Ponder the following ideas to make the most out of your year-end bonus:   1. Settle your debt Photo from Alexander Mils / Pexels Debt has the huge potential...

What is Emergency Fund? Is Emergency Fund really important? How is it going to help us financially? How should we be able to save up for emergency fund? An emergency fund is a money you save up to set aside and use when unplanned financial expenses occur like family crises which can support the unemployment of a family member, health issues, and an abrupt travel expenses due to serious matter. This can also support personal matters like unfortunate loss of job because of company shutdown or retrenchment, mostly during the pandemic.   "Filipinos are somewhat confident with their finances but...

Christmas. What comes to your mind when you hear that word? Is it about the laughter, joy, and giving gifts? Or do you feel more anxious over money you are going to spend? Let’s face it, as an adult, Christmas can sometimes be stressful, overwhelming, and worrying. This is because we oftentime spend a lot more money than what we actually planned. Some of the causes of overspending is due to the last minute Christmas shopping and not having a plan ahead of time before the season arrives. It’s not just a happenstance that you get to spend more than...